indikyc gives banks, NBFCs, co-operatives, and regulated institutions pre-integrated identity verification APIs for KYC and KYB — deploy it as SaaS, or drop it straight into your own infrastructure with Docker or ECS.
Any institution that has to verify who — and what business — it's onboarding, without slowing the customer down or falling short of a regulator.
Scheme, private, and small finance banks onboarding retail and business customers digitally.
Loan and credit platforms that need instant, auditable KYC before disbursal.
Credit societies and co-operative banks digitising member and Pigmy account onboarding.
Insurers, wealth platforms, and other RBI, SEBI, or IRDAI-regulated businesses.
Every verification method your compliance team needs — for individuals and for the businesses behind them — behind a single, documented API.
Real-time Aadhaar-based verification and RBI-compliant Video KYC for fully remote individual onboarding.
Fetch existing CKYC records instantly or upload fresh KYC to the CERSAI registry, fully compliant end to end.
GSTIN, CIN, UDYAM, and director / beneficial-owner checks to verify the business behind every account.
Real-time PAN and penny-drop bank validation, with OCR document capture and AI-assisted auto-decisioning.
One REST API, SDKs for Node.js, Java and PHP, sandbox access, and webhooks — integrate in hours, not months.
Encrypted storage, full access and audit logging, and reporting built for RBI, DPDP Act, and CKYC requirements.
Compliance and infra teams rarely agree on where customer data should live. indikyc is built to work either way.
Start verifying customers immediately. No infrastructure to manage — indikyc runs fully hosted, with usage-based pricing.
Deploy the full indikyc stack inside your own environment via Docker or Amazon ECS — data never has to leave your perimeter.
Every verification journey — screens, emails, and reports — can be white-labelled to your institution's identity.
Use custom links, embedded forms, or the REST API to capture identity and business details.
Aadhaar eKYC, Video KYC, CKYC pull, or GSTIN/CIN business verification — select what the journey needs.
Checks run instantly and return a decision through your indikyc dashboard or webhook.
Every record is encrypted, logged, and retained in a form ready for regulator or internal audit.
indikyc is a product of indiconnect — an ISO 27001 and PCI DSS certified company already trusted by banking partners across India.
Pull and push records to CERSAI's Central KYC Registry.
Verification flows aligned to RBI's KYC master directions.
Data collection, storage, and consent aligned to India's Digital Personal Data Protection Act.
Security posture reviewed against CISA audit standards.
Information security management certified at the company level.
Card and payment-adjacent data handled to PCI DSS standard.
Talk to us about your onboarding volumes, infra constraints, and compliance requirements — we'll recommend the right deployment.